If  you are being harassed by a debt collector, collection agency, or collection attorney, please fill out the information below, and a Louisiana consumer attorney will contact you within 24 to 72 hours.

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By clicking submit, you acknowledge that there is no attorney-client relationship until a written fee agreement is signed by both attorney and client.


STOP CREDITOR HARASSMENT

WE SUE DEBT COLLECTORS WHO VIOLATE FEDERAL LAW

The Fair Debt Collection Practices Act ("FDCPA") was enacted by Congress to protect consumers from abusive debt collectors, collection agencies, and collection attorneys.         

The FDCPA applies to all persons, attorneys, or entities that are attempting to collect the debts of another.    Unfortunately, most consumers are not aware of the rights they have under the FDCPA.

If you are being harassed by a collection agency, debt collector, or collection attorney, we may be able to help.      Please fill out the information to the right and an attorney will contact you within 24 to 72 hours.

Disclaimer:   The information contained on this website is not, not is it intended to be legal advice. Your should consult with an attorney regarding your individual legal situation.     Submitting information to us through the form the left does not create an attorney-client relationship.   

COMMON FDCPA VIOLATIONS

    Constantly calling you at work even after you asked them not to.

 Telling third parties about your debt.

Leaving messages without informing you they are a debt collector.

  Threatening to file a lawsuit against you when it has no intention of doing so.

  Threatening to file a lawsuit against you when it has no legal right to do so.

   Threatening to garnish your wages when it does not have the legal right to do so.

 Telling you that you will be arrested if you do not pay the debt.

  Overstating the amount that is legally owed.

  Reporting false information to a credit reporting agency.

  HARASSED BY A DEBT COLLECTOR?

PENALTIES FOR FDCPA VIOLATIONS


The violations listed to the left are not the only ways debt collectors violate the FDCPA. Even though the FDCPA exists, some debt collectors routinely violate the FDCPA in hopes the consumer does not know his rights.    

If you are being harassed by a debt collector, fill out the form above, and a Louisiana consumer lawyer will contact you within 24 to 72 hours to discuss your case.

If a debt collector violates the FDCPA you can sue them in state or federal court and be awarded damages including:

 Actual damages 

  Statutory damages (up to $1,000.00)

 Attorney's fees and costs

It is important to know that the debt, if legally owed, is not forgiven just because the debt collector violated the FDCPA.   However, our attorneys are experienced in using FDCPA violations to settle legally owed debts and still may be able to assist you.

We are a Debt Relief Agency.  In addition to protecting the rights of consumers, we help people file for Bankruptcy relief.

Let us assist you with any problem or issue you may be having with any of your creditors.                                                                    

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A Division of The Louque Law Firm, LLC, 206 West Seventh Street, Thibodaux, Louisiana 70301